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Marine Cargo Insurance

We make arranging Cargo insurance simple and hassle free

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Introduction to Marine Cargo Insurance

If your business is involved in the movement or shipping of goods and cargo, either raw materials or finished products by sea, air, land or rail then Marine Cargo insurance may be beneficial cover to consider to help protect your business supply chain.

As a business owner it’s never been more important to ensure that you have an effective supply chain in place. We understand that successfully navigating and managing the risks presented by a supply chain that could span across borders is becoming more complex. Just one of the ways you could look to reduce your exposure is to transfer your risk through purchasing appropriate insurance cover - Marine Cargo insurance is just one type of insurance that could help you.

Consult one of our expert advisors to learn more about cargo insurance.  They’re on hand to provide advice and professional recommendations for an insurance policy that meets your needs.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Marine cargo insurance FAQs

Marine Cargo insurance is a type of insurance cover that is designed to provide protection against the loss or physical damage to goods that are being transported in the UK or internationally by sea, rail, air and land.  It can provide protection for raw materials or finished products when they are in transit in your own vehicle or a third party vehicle.

Although the name suggests that the cover is to protect sea cargo this could be misleading. It actually covers freight transported by ship, train, truck or aeroplane.  It could also include cover for damage to goods when stored at a premises or in storage in the UK.

Businesses who import, export or manufacture goods are likely to require cargo insurance. Just some of the business types this policy could protect are:

  • Manufacturers
  • Wholesalers
  • Retailers
  • Distributers
  • Suppliers
  • Agents
  • Market traders
  • Technology companies
Marine Cargo insurance can by purchased to cover the transit of raw materials,  single components and finished products.

Typically the policy provides protection for:

  • Physical loss or damage to goods being transported in the UK or internationally
  • War and terrorism cover is usually provided as standard
  • The policy will cover the entire journey of the goods, from the seller to the end receiver
  • You could add additional cover to protect the goods held in warehouse storage until the end destination is reached
  • It could cover your annual shipment requirements or you could purchase cover when needed for a single trip

The cost of cover will depend on a variety of factors, for instance, the type of goods you are looking to cover, the journey routes, the transportation type, if you require additional cover to protect when the goods are in storage, if it’s a single trip policy or annual cover.  Like any other insurance, generally the more cover you require the higher the premium.

The value you gain from having the right cover in place is a huge benefit to protect your business activities.  A cargo insurance policy is a product that you have paid for that you may never get to use but also a product that you hope you will never need to call on.

Why choose Premierline?

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We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help
We compare quotes from leading insurers

Customer reviews and testimonials

"Our block of flats insurance policy from another broker had increased too much and they couldn’t get a better price. I found Premierline through an internet search and Dan was there to help straight away. After a few days he had sourced a considerably more competitive and acceptable product with much better terms. I really felt Premierline wanted our business."
Block of Flats Property Owner
Customer since January 2024
4.7/5 stars

Customers rate us 4.7/5

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Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to a business insurance expert

Speak to one of our expert advisors who are passionate about helping to protect the business you have built.  They will be able to provide you with insurance advice regarding the levels of cover you need and recommend a policy that meets your needs.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009